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Newburgh, NY Personal Injury Blog

The Quagmire of Workers' Compensation in New York

  • 06
  • September
    2010

The New York state workers' compensation system is known as one of the largest, yet least effective, of its kind. The $5.5 billion-a-year process is full of drawn-out procedures where injured workers often wait months, or even years, to receive financial aid or healthcare.

The Workers' Compensation Research Institute found New York to be the slowest state to pay injured workers their first disability check. Delays in payment are often due to insurance companies appealing on whether a claimed injury is real, or whether it was truly sustained on the job.

In New York, one in six cases involves a dispute from the insurer. These disputed cases take over nine months to resolve, on average. Even undisputed cases can take years to resolve. In 2007, undisputed cases in New York involving missed work days took an average of 802 days to reach the final resolution stage. This is 30% longer than in the rest of the U.S.

While insurers are tough on injured workers' claims, the insurance companies are often let off with much lesser consequences by the commissioners. When an insurer commits an infraction, fines are often small and often go unpaid for years. Many insiders in the New York workers' compensation bureau admit that there is more injustice in the system towards injured workers than there are fraudulent claims.

In the past few years, there have been some changes in the New York system. In 2007, the maximum weekly benefit was raised. More reform is expected, such as improved record keeping. The number of fraudulent workers' compensation claims has never been recorded, but it is a serious problem that hurts everyone involved in the process.

Many injured workers are aware of the downfalls of the New York system and avoid filing workers' compensation claims. Instead, they use their regular healthcare or apply for only Social Security Disability or welfare to get them through.

If you have been injured on the job, it is essential to find an attorney with experience in workers' compensation cases. It is important to find a lawyer who will compassionately help you wade through this tricky bureaucratic system.

Rigger Cleared of Criminal Charges: Awaits Dozens of Civil Suits

  • 27
  • August
    2010

Master rigger William Rapetti was cleared of seven counts of manslaughter in a non-jury trial on July 22, 2010. While criminal charges have been cleared, Rapetti still faces numerous civil lawsuits.

Rapetti was charged for his involvement in the fatal accident in March 2008 when a 300-foot tower crane collapsed in Manhattan, New York. Six workers and a tourist from Florida were killed and two dozen others were injured. Rapetti's company, Rapetti Rigging Inc., was also cleared of all charges.

The prosecution claimed the collapse was caused by Rapetti Rigging Inc.'s sparse and damaged equipment. The defense's investigation found the collapse was due to a poorly welded tie-in beam on the building under construction, which Rapetti had no control over.

Rapetti still faces dozens of civil suits and at least 112 claims totaling $420 million have been filed against New York City.

The Difference Between Civil and Criminal Liability

In a criminal suit, a party is brought to court to upon being charged with a crime. To be found guilty of a crime, the jury or judge must find the case against the defendant to be "beyond reasonable doubt". Those charged as guilty of a crime in a criminal suit usually are penalized with monetary fines or imprisonment.

In a civil suit, a party files a claim to collect damages from another party for either emotional or physical injury. In civil suits, the burden of proof is known as the "balance of probability", which is much lower than that in criminal suits.

Have You Suffered a Work Related Injury?

If you have suffered a work related injury and have missed work or have unpaid medical bills, you could be entitled to financial help. Contact an attorney with experience in workers' compensation immediately.

Workers' Compensation Fraud is Costly to Everyone

  • 18
  • August
    2010

Fraudulent workers' compensation claims are a serious problem for employees in real need of workers' compensation benefits. Fraudulent claims cause employers' to become suspicious of all workers' compensation claims as well as raise their healthcare premiums. Fraudulent claims are a waste of resources and funds that could go to employees with legitimate work-related injuries.

Philip Silvernail was arrested June 7, 2010 for insurance fraud in the third degree. The Red Hook, New York man filed a report claiming a back injury in January 1992 while employed by the Poughkeepsie Housing Authority. Silvernail claimed he could no longer leave his house or walk due to his injury sustained on the job. Silvernail was awarded $20,546.20 in disability benefits from the New York State Insurance Fund.

An investigation by the New York State Department of Insurance found Silvernail well enough to paint from a ladder, replace window shutters and an outside deck, install awnings and handrails and use a backhoe. This misrepresentation of work status could result in a sentence of seven years in a New York state prison.

What is Workers' Compensation Fraud?

Fraudulent claims for workers' compensation benefits can include:

  • exaggeration of symptoms
  • working while allegedly disabled and not reporting the resulting income
  • claiming a non-existent injury
  • claiming a non-work related injury as work related
  • falsifying mileage reports in your claim

When filing a workers' compensation claim, make sure you are completely accurate in your claim. Even if you have a legitimate work-related injury, understand that any discrepancy between your claim and your actions can be construed as fraud.

If you are claiming you are unable to perform certain functions while at work, do not perform them outside of work. Be conscious that volunteer work performed while receiving disability benefits could be used against you as proof of fraud. Insurance companies and departments routinely perform investigations on suspicion of fraud. Assume that you are the subject of an investigation and that someone could be watching you at any given moment.

 

New York Building Collapse Cause for Concern

  • 04
  • August
    2010

Last year, a three-story building in New York collapsed while construction workers were adding a fourth floor. The New York Department of Buildings' investigation yielded four reasons for the catastrophe: the failure to fix a wall's crack, the stress of construction upon the building, unusually rainy weather and the filling of a basement of an adjacent building. Fortunately, no one was killed; however, three construction workers and one pedestrian were injured.

Typically, an accident like this is caused by poor management of some aspect of the construction. For example, scaffolding used to work on high areas may be inadequate for the job and fail. Or, as in the most recent collapse, the integrity of a building may be such that further construction is unsafe. Often, workers' compensation is the first thing that comes to mind. Rightfully so, as often it is available to a person injured on the job.

An injured person should also be mindful of other potential remedies. Workers' compensation prevents an injured person from suing their employer. However, a building may have been inspected or deemed safe by a general contractor, who is not the direct employer of the injured party. Unsafe scaffolding may have been erected by someone other than the injured party's direct employer. In cases such as these, the injured party may have a legitimate legal claim against the party that caused the unsafe condition.

In some situations, the law goes so far as to make a general contractor or other liable party absolutely liable for the injury. These absolute liability situations arise when an activity is so inherently unsafe that the party in control of the circumstances must take every precaution to protect workers. An example would be scaffolding on a tall building; if it collapses or fails, there is no defense to a claim by an injured party.
If you or someone you love has been injured in a construction accident, contact an experienced personal injury attorney. A lawyer experienced in personal injury can provide you with the information necessary to protect your rights.

Recent New York Crane Collapse Raises Questions

  • 30
  • July
    2010

The March 27 crane collapse at 80 Maiden Lane is a recent example of a number of crane accidents in New York City in the past several years. Although no one was seriously injured, this was not the case in previous accidents: a collapse in March of 2008 destroyed a town house on East 51st Street and killed seven people, while another 2008 collapse on East 91st Street killed two construction workers. Because of the serious threat to safety posed by these accidents, residents are beginning to ask questions about what can be done to prevent them in the future.

In response to the Maiden Lane collapse, authorities suspended crane-operator Christopher Cosban's license. The alleged reason for the collapse was a failure to properly secure the crane after a day's work.

There are several common factors that can lead to crane collapse. Among the most common are errors in crane assembly or dismantling, boom buckling and rigging failure. The biggest problem, however, is failure to properly account for power lines, which causes approximately 40 percent of all crane accidents. As we learned from the Maiden Lane collapse, a simple failure to secure the crane during downtime can lead to devastation, too.

When crane accidents occur, they can be deadly: the Labor Department estimates that there are upwards of 82 fatalities associated with construction cranes annually.

If you or someone you love has been injured in a crane accident, contact an experienced personal injury attorney. A lawyer experienced in handling crane accident cases can provide you with the information you need to protect your rights and seek the compensation you deserve.

Welcome to Our Blog

  • 17
  • February
    2010

The legal issues facing injured and disabled workers are changing every day. If you have suffered a workplace accident, developments involving court decisions, jury verdicts, and legislation can have a significant impact on your life.

At the Law Offices of Dennis Kenny, P.C., we know how important it is to keep up-to-date on these changes to better serve the legal needs of people like you.

This Blog will be focused on case law, important court decisions and legislation involving workers' compensation and Social Security disability law in New York. We will be updating this Blog regularly, discussing topics of critical importance to injured and disabled workers throughout New York.

We understand the hardships facing injured workers and the importance of sharing relevant information with our clients. We not only want to provide you with the information you need, but to hear from you as well. We invite you to use this Blog as a forum to discuss your concerns and comment about topics that are important to you.

We thank you for taking the time to visit us today, and hope we can be of service to you in the future. Contact us online or by telephone at 888-312-5516 to discuss your specific legal issue.

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