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How does workers' compensation cover Schedule Loss of Use?

Workers in New York who suffer workplace injuries should understand the different categories of loss their issues might fall into. Every workplace accident is different and can impact a person in a variety of ways. Depending on the circumstances, the workers' compensation benefits can change. There can even be more benefits. Understanding these factors is imperative to a workers' compensation case, especially when there is disagreement or an outright dispute. This is specifically true in cases where there is a Schedule Loss of Use.

With Schedule Loss of Use, referred to as SLU, the injured worker will receive more cash than would otherwise be provided under workers' compensation. When the worker has suffered an injury that diminishes the ability to use a body part and he or she cannot return to the previous level of use, it is a permanent disability. Then there might be eligibility to get SLU. The worker can get this payment regardless of whether work time was missed or if there was a return to work.

The following body part injuries could result in a person being eligible for SLU: hand, foot, facial injuries with scars, scalp, neck, toe, eye with vision loss, ear with hearing loss, leg, arm and finger. Also included are joints. A permanent injury can be burns in the second and third degree, a crush injury, severe nerve damage, dislocation, amputated limbs, fractures and more. The amount the person can get will vary based on the injury. For example, an injury to the arm will warrant 312 weeks in total. If there was 50 percent loss of use of the arm, 312 will be divided in half. The pay will be two-thirds of what the person earned per week and that will be paid for what would be earned in 156 weeks.

To get SLU, it is necessary to receive a doctor's opinion as to when maximum medical improvement has been reached. For people who fall into this category, the additional pay can be vital to their future. To ensure that all the benefits available can be received and maximized often requires legal help. A law firm that understands all areas of workers' compensation benefits, particularly SLU, may be of assistance.

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