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What are disability classifications for workers' compensation?

Suffering workplace injuries in New York can cause concern for the worker and his or her family. The missed time on the job, lost wages, medical costs and uncertain future will inevitably lead to the worker seeking workers' compensation to provide for them as they recover. If they are unable to recover, workers' compensation benefits can help with that too.

However, workers are often unaware of the different disability classifications in which their injuries are placed. Knowing these classifications and how it can affect their workers' compensation benefits is important in a claim and knowing how to proceed. The classifications are: Temporary Total Disability; Temporary Partial Disability; Permanent Total Disability; Permanent Partial Disability, Non-schedule Loss; Permanent Partial Disability, Schedule Loss; and Disfigurement.

Temporary Total Disability means that the person is unable to work and therefore cannot earn wages. The person will have the right to get the full wage benefit under workers' compensation. Temporary Partial Disability means that the worker has lost a certain amount of ability to work and can get full wages. The benefits the person receives will equal the determined percentage of the disability. Permanent Total Disability means that the worker has lost his or her ability to work and earn wages. These benefits will be continuous for the duration of the person's life.

Permanent Partial Disability, Non-schedule Loss means that the person has lost a portion of the ability to work. There can be as much as 10 years of lost wage benefits. During those 10 years, if they are going to expire, the person might be able to get lifetime benefits if more than 75 percent of earning potential has been lost. There will be lifetime medical care. Permanent Partial Disability, Schedule Loss means there is loss of a body part, sight or hearing. There will be a total of weeks for which the worker will get benefits and the Workers' Compensation Board will determine its duration. Finally, Disfigurement means they have been disfigured on the face, head or neck. They can receive up to $20,000. This is contingent on the extent of the injury.

When there is a workplace accident or a condition that came about because of the work, workers' compensation can be a vital part of making ends meet and receiving the necessary medical care. There are many different factors that are part of the workers' compensation process. Included is the classification of the worker's disability. When there is a problem with this or a disagreement regarding the classification that affects the benefits, having help from a workers' compensation attorney is imperative.

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