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Some of the most costly types of non-fatal workplace injuries

A workplace injury can negatively impact your life in numerous ways. Chronic pain, reduced mobility, disabling injuries, costly medical bills, lost wages and loss of enjoyment in life are just some of the difficulties that are frequently experienced in the wake of a workplace injury.

In an effort to draw attention to the serious financial and personal tolls exacted by workplace injuries, Liberty Mutual reviewed data from the U.S. Bureau of Labor Statistics to identify the most-costly types of non-fatal workplace injuries. Combined, the top 10 most-costly injuries that were identified result in an annual loss for U.S. businesses of $51 billion in profits and significant losses for U.S. workers that are often difficult to quantify.

Injuries related to or involving repetitive motion, being struck by an object and motor vehicles are among those included in the Liberty Mutual Workplace Safety Index. The top three most-expensive non-fatal workplace injuries account for nearly 50 percent of all non-fatal workplace injuries and result in annual financial losses of roughly $31 billion.

Falls to the lower level are ranked as being the third most-costly type of non-fatal workplace injury. Anyone who works in a building with stairs or multiple levels is at risk of suffering this type of injury and a significant percentage result when workers trip or slip and fall down stairs.

Falls on the same level are identified as being the second most-expensive type of non-fatal work injuries. These types of injuries tend to occur when a worker trips and falls over an object or encounters unexpected changes in floor surfaces or elevation. Falls on the same level may also result from a slip-and-fall accident.

Topping the list of the most-expensive non-fatal workplace injuries are those related to overexertion involving an outside source. In many cases these types of injuries impact workers' backs and occur when workers attempt to lift or maneuver heavy or awkward objects.

Workers who suffer an injury while working would be wise to immediately report the injury to their employers and seek medical care. Workers’ compensation benefits should cover expenses related to these types of injuries. However, in some cases an employer or employer’s insurance company may deny or cancel a claim. Injured workers who experience problems obtaining or keeping workers’ compensation benefits, should turn to an attorney for advice and assistance.

Source: EHS Today, "The 10 Most-Expensive Non-Fatal Workplace Injuries," Jan. 25, 2016

EHS Today, "U.S. Companies Pay $62 Billion Per Year for Workplace Injuries," Sandy Smith, Jan. 15, 2016

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