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What does workers' compensation cover after a workplace accident?

If you suspect that an injury or illness is work-related, you should immediately alert your employer and consider filing a claim for workers' compensation benefits. It's an important piece of advice that many people here in New York have heard at some point in their life.

Some people have never questioned though why this is such a good piece of information. Fewer still have asked what benefits workers' compensation provides until they suffer a work-related accident that causes them to become temporarily or permanently disabled. That's why, in this week's blog post, we will try to answer a question that is probably on the minds of some of our readers right now:

What does workers' compensation cover after a workplace accident?

Whether you're suffering from a physical injury, an occupational illness or a work-related mental condition, chances are you will require a trip to a doctor or hospital after a workplace accident. And depending on the severity of the injury or trauma, you may also require extensive treatments. As you may not know, these oftentimes costly medical bills, which can include everything from tests to surgeries, can be covered by workers' compensation as long as an injured worker files a claim.

Along with medical bills, medication and other medical supplies may also be covered by compensation as long as these expenses are correctly reported in a timely manner.

Another thing workers' compensation covers are lost wages from missed work due to the injury or illness. According to the New York Bar Association, the most an employee can receive is two-thirds of their average weekly wage. It's important to point out, however, that this amount cannot exceed the maximum compensation rate, which is dependent upon when the accident occurred.

An injured worker may also be reimbursed for mileage spent travelling to and from doctor's appointments and other medical treatments. The worker must report mileage spent on travel in order to receive reimbursement from the workers' insurance company.

Because of the complexity of our state's workers' compensation system, seeking the help of an attorney may be necessary, especially if you want to make sure that you are receiving the full and fair amount that you deserve.

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